| CA DOI Phone: 916-322-3555
CA DOI Website: http://www.insurance.ca.gov/ |
| State Facts | Number of Licensed Drivers: 21,243,939
Percent of Uninsured Motorists: 16-25% |
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| DL Format | 5-9 alpha/numeric
1-2 alpha and 4-7 numeric – Example a1234, a12345, a123456, a1234567,ab1234, ab12345, ab123456, ab1234567 |
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| Bodily Injury Liability | Mandatory: 15/30 | ||
| Property Damage | Mandatory: 5 | ||
| UM/UIM | UMBI: Cannot exceed BI limits.
UMPD: $3,500 with no deductible: cannot be purchased with Collision |
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| Medical Payments | Optional: Medical payments coverage protects anyone occupying your vehicle at the time of an accident and your relatives who live with you, while in other vehicles or if struck as a pedestrian. This coverage pays for certain medical and funeral expenses from a motor vehicle accident, regardless of fault. | ||
| Credit Report Information | Credit is not used as a rating factor to determine premium. It will be used to determine payment plans once the caller decides to purchase a policy. However, if the customer does not want their credit run, you will be unable to generate rates. | ||
| Registered Domestic Partnerships | The state of California now recognizes domestic partnerships similar to married couples. This may result in a marriage discount to people who have received a domestic partner registration certificate issued by the California Secretary of State. This can be verified with the insurance company upon policy issuance. The customer must be informed that the carrier may ask for a copy of the Registration certificate. |
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