State Facts

Percent of Uninsured Motorists: 11-15%

DL Format

Bodily Injury Liability

Property Damage

UM/ UIM

Optional: Cannot exceed the BI limits.

UMPD

Optional: Subject to a $250 deductible

Personal Injury Protection

Mandatory: 15/30

Basic PIP coverage applies to you, your family, and any passengers covered under your policy, regardless of who is responsible for the accident.

Basic PIP will pay the following benefits, up to the limits of your policy, for losses or expenses incurred because of injuries sustained by an insured person, within 2 years, as a result of an auto accident:

Medical Expenses ● Income Loss Coverage-Net amount of lost earnings

Funeral Expenses- Up to $5,000

Substitute Service Expenses All coverage under PIP are subject to an aggregate of 15/30. (Unless additional PIP is purchased.)

Additional Personal Injury Protection

Optional: You may purchase increased PIP limits up to $100,000 per person/$300,000 per accident. Additional PIP covers the same expenses as Basic PIP.

Property Protection Benefit

Protection Benefit Varies by Carrier: Covers damage to property, other than a vehicle regardless of fault. This coverage will not cover damage to any property owned by the insured including hi/her own vehicle. Limit up to $10,000.