State Facts

Percent of Uninsured Motorists: 11-15%

DL Format

Bodily Injury Liability

Mandatory: 25/50

Property Damage

UM/UIM/UMPD

Optional:

Cannot exceed the BI limits.

Automatically selected with UM/UIM

$250 deductible applies to UMPD

Optional Enhanced Coverage -

With Enhanced Uninsured/Underinsured Motorist Coverage, you will be paid for the

damages in addition to the

at-fault driver’s Liability Coverage limit, up to your UMUIM coverage limit. This is also

known as “Added On” coverage.

Example: If the at fault driver’s liability limit is $25,000 per person and your enhanced

UM/UIM coverage is $25,000 per person your total coverage for injuries would be

$50,000 per person.

Medical Payments Coverage

Optional: Medical payments coverage protects anyone occupying your vehicle at the time

of an accident and your relatives who live with you, while in other vehicles or if struck as

a pedestrian. This coverage pays for certain medical and funeral expenses from a motor

vehicle accident, regardless of fault.