DOI Phone: 800-595-6053
DOI Website: http://www.//doi.ppr.ky.gov/kentucky/
State Facts |
Number of Licensed Drivers: 2,694,469
Percent of Uninsured Motorists: 5-10% |
DL Format |
1 alpha and 8 numeric – Example a12345678
OR 9 numeric – Example 123456789 |
Bodily Injury Liability |
Mandatory: 25/50
Pays for injuries caused when the Named Insured is at-fault, and the injured party either does not carry PIP of their PIP coverage is exhausted. |
Property Damage |
Mandatory: 10 |
UM/UIM |
Optional: Cannot exceed BI limits. |
UMPD |
Not Available |
Personal Injury Protection |
Mandatory: $10,000 Three Options: Accept No-Fault for Named Insured and Household Members Accept No-Fault for Household Members only (NI rejects PIP), Guest Passengers are covered. Guest Passenger Coverage only (NI and Household Members reject PIP) Covers: Funeral $1,000 Work Loss/Survivor’s Loss and Essential Services up to $200 per week. Can add an additional $40,000 of coverage |
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