Missouri State Specifics

DOI Phone: 800-726-7390

DOI Website: http://www.insurance.mo.gov/

State Facts

Number of Licensed Drivers: 3,856,271

Percent of Uninsured Motorists: 11-15%

DL Format

1 alpha and 6-9 numeric – Example a123456, a1234567, a12345678, a123456789

OR

9-10 numeric – Example 123456789, 1234567890

OR

9 numeric and 1 alpha – Example 123456789a

OR

1 alpha and 15-16 numeric – Example a123456789012345, a1234567890123456

OR

1 alpha and 15 numeric and 1 alpha – Example a123456789012345b

Bodily Injury Liability

Mandatory: 25/50

Property Damage

Mandatory: 10

UM

Mandatory:

Cannot exceed the BI limits.

UIM

Optional:

Must match UM limits.

UM limits must be at least 50/100 to select UIM.

UMPD

Not Available

Medical Payments Coverage

Optional:

This coverage protects anyone occupying your vehicle at the time of an accident and you

and your relatives who live with you, while in other vehicles or if struck as a pedestrian.

This coverage pays for certain medical and funeral expenses from a motor vehicle

accident, regardless of fault.