DOI Phone: (505) 827-4601
Toll Free in New Mexico: (800) 947-4722
DOI Website: http://www.nmprc.state.nm.us/id.htm
* Permitted drivers in NM go through a two-stage process. Both would be keyed into our system as “permitted.”
- After passing the written test, a driver is granted an Instructional Permit which allows a driver to drive with an approved Driver’s Educational instructor.
- After holding the Instructional Permit for at least six months, maintaining an accident-free driving record during this time, and completing at least 50 hours of Driver’s Training, the permitted driver can be granted a Provisional License. A Provisional License allows the driver to drive as long as they are accompanied by another licensed driver.
| State Facts | Number of Licensed Drivers: 1,239,043
Percentage of Uninsured Motorists: 26-34% |
| Bodily Injury Liability | Mandatory: 25/50 |
| Property Damage | Mandatory: 10 |
| UM/UIM |
Optional: ● Cannot exceed BI limits. |
| UMPD | Optional:
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| Medical Payments | Optional:
This coverage protects anyone occupying your vehicle at the time of an accident and you and relatives who live with you, while in other vehicles or if struck as a pedestrian. This coverage pays for certain medical and funeral expenses from a motor vehicle accident, regardless of fault. See your policy for exclusions. |
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