North Dakota State Specifics

DOI Phone: 701.328.2440
800.247.0560 – toll free in ND only

DOI Website: http://www.nd.gov/ndins/

DOI Auto Insurance Info

State Facts Number of Licensed Drivers: 458,944

Percentage of Uninsured Motorists: 5-10%

Bodily Injury Liability Mandatory: 25/50
Property Damage Mandatory: 25
UM/UIM Mandatory:
●        Limits cannot exceed BI

●        Packaged together

UMPD Not Available
Personal Injury Protection Mandatory:

PIP is mandatory in the state of North Dakota and provides coverage for you, your family members or any other person while occupying your covered vehicle. PIP provides coverage for:

●        Medical Expenses

●        Rehabilitation

●        Work Loss

●        Survivor’s Loss

●        Replacement Services

●        Survivor’s Replacement

●        Funeral Expenses

The maximum limit for the total of all Basic Personal Injury Protection Benefits is $30,000 per person. Increased coverage is available via Added PIP endorsement selection

Additional Personal Injury Protection Optional:

Increased PIP coverage in the amount of $80,000 is available, which raises the maximum limit for the total of all Added PIP benefits to be $110,000 per person.