DOI Phone: 701.328.2440
800.247.0560 – toll free in ND only
DOI Website: http://www.nd.gov/ndins/
| State Facts | Number of Licensed Drivers: 458,944
Percentage of Uninsured Motorists: 5-10% |
| Bodily Injury Liability | Mandatory: 25/50 |
| Property Damage | Mandatory: 25 |
| UM/UIM |
Mandatory: ● Limits cannot exceed BI ● Packaged together |
| UMPD | Not Available |
| Personal Injury Protection | Mandatory:
PIP is mandatory in the state of North Dakota and provides coverage for you, your family members or any other person while occupying your covered vehicle. PIP provides coverage for: ● Medical Expenses ● Rehabilitation ● Work Loss ● Survivor’s Loss ● Replacement Services ● Survivor’s Replacement ● Funeral Expenses The maximum limit for the total of all Basic Personal Injury Protection Benefits is $30,000 per person. Increased coverage is available via Added PIP endorsement selection |
| Additional Personal Injury Protection | Optional:
Increased PIP coverage in the amount of $80,000 is available, which raises the maximum limit for the total of all Added PIP benefits to be $110,000 per person. |

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