Rhode Island State Specifics «

Rhode Island State Specifics

By admin, on September 28th, 2010%

DOI Phone: 401-277-2223
DOI Website: http://www.dbr.state.ri.us/

State Facts	Number of Licensed Drivers: 654,035 Percentage of Uninsured Motorists: 11-15%
Bodily Injury Liability	Mandatory: 25/50
Property Damage	Mandatory: 25 (less a $200 deductible)
UM/UIM	Not Mandatory if purchasing just the state minimum Liability limits, though ICOM requires UMUIM BI to be included on all quotes and policies. UMUIM BI Cannot exceed BI Liability limits Cannot be rejected on the ICOM application UMUIM PD Cannot exceed PD Liability limits Optional on the ICOM application
Medical Payments	Mandatory: This coverage is mandatory in Rhode Island, and protects anyone occupying your vehicle at the time of an accident and you and relatives who live with you, while in other vehicles or if struck as a pedestrian. This coverage pays for certain medical and funeral expenses from a motor vehicle accident, regardless of fault. See your policy for exclusions.
Collision Deductible	We do not offer a $1,000 deductible in this Rhode Island on our platform. Most of our carriers will allow an endorsement to change to this deductible after the policy is sold.