DOI Phone: 605-773-3563
DOI Website: http://www.state.sd.us/drr2/reg/insurance/
| State Facts | Number of Licensed Drivers: 543,817
Percentage of Uninsured Motorists: 5-10% |
| Bodily Injury Liability | Mandatory: 25/50 |
| Property Damage | Mandatory: 25 |
| UM/UIM |
Mandatory: ● Packaged at same limits as BI |
| Medical Payments | Optional:
This coverage protects anyone occupying your vehicle at the time of an accident and you and relatives who live with you, while in other vehicles or if struck as a pedestrian. This coverage pays for certain medical and funeral expenses from a motor vehicle accident, regardless of fault. See your policy for exclusions. |
| Accidental Death | Optional:
This coverage is optional in the state of South Dakota. It provides a death benefit if you die as a result of an accident while occupying a vehicle or when struck by a motor vehicle, if the death occurs within ninety (90) days of the accident. |
| Income Loss Coverage | Optional:
This coverage is optional in the state of South Dakota. It pays for your net loss of income resulting from the bodily injury you sustain in an accident arising out of the maintenance or use of a vehicle or use of a trailer. These benefits may become payable starting fourteen (14) days after the date of an accident and end fifty-two (52) weeks after the date of an accident. |

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